PayPal Credit

Buy now, pay later with PayPal Credit

With no plastic, PayPal Credit functions similarly to a credit card. With 0% interest for 4 months on any orders of £99 or more, it's the ideal way to spread out the cost of larger online purchases.

A 0% interest offer you can use again and again.

Paypal's 0% interest offer is better than just an introductory offer. Simply spend over £99.00 and you get 0% interest for 4 months on that purchase. The great thing is you’ll automatically get 0% for 4 months every time you spend over £99.00. So, if you’re planning a weekend away or fancy splashing out on a new wardrobe, PayPal Credit is the perfect way to spread the cost of those larger purchases.

It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and we’ll give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straightaway at thousands of online stores.

How Paypal’s 0% offer works.

  1. Spend £99.00 or more in one go with PayPal Credit.

  2. Then automatically get 0% interest for 4 months on that purchase.*

  3. Even better, you can use this offer again and again on every purchase over £99.00.

Frequently asked questions

Q1: How do you apply for Paypal Credit?

Applying for PayPal Credit is easy. Simply complete PayPal’s short application form here and if approved and once you accept the Credit Agreement, you’ll have a credit limit linked to your PayPal account almost straight away.

Q2: How long does it take to apply for/receive PayPal Credit?

It only takes a few minutes to complete the application form. PayPal will then run a credit check on you and if you get approved for credit, you'll have a credit limit linked to your PayPal account as soon as you agree to the credit agreement.

Q3: How much will my credit line be?

To determine the size of your credit line we use the information you provide in the application form along with internal PayPal data and an external credit check.

Q4: I have a business account. How can I sign up for PayPal Credit?

Currently, you can only get PayPal credit with a personal account. If you have a business account you can contact PayPal Customer Services to change your account from business to personal.

Q5: Can you use Paypal Credit on Drone Safe Store?

Drone Safe Store now offers Paypal Credit at checkout. You can get your dream DJI product financed over several months, allowing you to get it sooner.

Thank You

Thank you for taking the time to read about how PayPal Credit works. If you have any more questions and would like to give us a call please do so! Call us at 01243 882440 or email us at [email protected]. Alternatively, you can fill out a contact form below.