Business Finance Made Simple
Pay in 3 or 12 monthly instalments with iwocaPay — the flexible B2B payment solution built for businesses like yours.
Flexible Finance
Built for Business
iwocaPay is a B2B buy-now-pay-later solution that lets your business spread the cost of purchases over 3 or 12 months. Used by over 80,000 businesses and backed by iwoca — one of Europe's leading business lenders — it's a fast, digital, and fully regulated way to manage your cash flow.
How iwocaPay Works
Three simple steps to flexible business financing
Shop As Normal
Browse our full range of products and add items to your cart. Enter your business name at checkout.
Select iwocaPay
When you enter your company name, the iwocaPay option appears. Choose your preferred payment plan — 3 or 12 months.
Get Approved & Pay
Complete a quick application on iwocaPay's secure platform. Once approved, your order is confirmed and goods dispatched.
Payment Plans
Choose the plan that works best for your business cashflow
- Split into 3 equal monthly payments
- Quick and easy approval process
- No hidden fees or charges
- Available to registered businesses
- Spread costs over 12 months
- Preserve your working capital
- Transparent interest rates apply
- Available to registered businesses
* Subject to credit check and approval by iwoca Ltd. Interest may apply depending on plan and creditworthiness. iwoca Ltd is authorised and regulated by the Financial Conduct Authority.
Built for Business
iwocaPay is designed specifically for B2B purchases, giving your business the flexibility it needs
Fast Decisions
Get a credit decision in minutes, not days. iwocaPay uses intelligent technology to assess your business quickly and fairly.
Secure & Trusted
iwoca is authorised and regulated by the FCA. Your data and payment details are protected with industry-leading security.
Improve Cashflow
Spread the cost of essential equipment and supplies across multiple months, freeing up your working capital for other needs.
Business Only
iwocaPay is exclusively available to business customers. Simply enter your company name at checkout to unlock this option.
Fully Digital
The entire application and payment process is online. No paperwork, no phone calls — just a seamless digital experience.
Dedicated Support
Both our team and iwocaPay's customer support are on hand to help you with any questions about your payment plan.
What is iwocaPay?
iwocaPay is a flexible B2B payment solution powered by iwoca — one of the UK's leading business lenders. It enables business customers to purchase the equipment and supplies they need now and spread the cost over 3 or 12 monthly instalments.
Unlike consumer finance, iwocaPay is designed specifically for registered businesses. Whether you're a sole trader, limited company, or large enterprise, iwocaPay gives your business the financial flexibility to invest in what matters most without straining your cashflow.
Why Businesses Love iwocaPay
Running a business means managing cashflow carefully. With iwocaPay, you can purchase the professional-grade drone equipment and technology your business needs today — and pay for it in manageable monthly instalments.
- Preserve working capital — keep your cash for operational expenses while still investing in the right tools.
- Simple online application — no paperwork, just enter your company details at checkout.
- Fast decisions — most applications are assessed and decided within minutes.
- Transparent terms — no hidden fees. All costs are clearly shown before you agree.
Join thousands of UK businesses already using iwocaPay to invest in growth without compromise.
Regulated and Trusted
iwoca Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Since 2012, iwoca has lent over £2 billion to more than 80,000 businesses across the UK and Europe.
When you use iwocaPay, you can be confident that you are using a reputable, regulated financial service. All credit agreements are clearly laid out before you commit, and you will always know exactly what you owe and when payments are due.
iwoca Ltd is registered in England and Wales (Company No. 07798925). Registered address: 9 Appold Street, London, EC2A 2AP. Authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 723690).
Frequently Asked Questions
Here are some of the common questions we get asked about iwocaPay.
iwocaPay is exclusively available to business customers. When completing your checkout, simply enter your company name in the billing details — the iwocaPay payment option will automatically appear. iwoca will then assess your business and provide a credit decision.
You can choose to pay over 3 months or 12 months. The 3-month plan may be available with 0% interest for qualifying businesses. The 12-month plan spreads payments over the full year — interest rates are clearly shown during the application process.
iwocaPay uses intelligent technology to make credit decisions in minutes. Most decisions are made instantly, so you won't be waiting long to complete your purchase.
Yes. iwoca Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Your data is encrypted and handled securely throughout the process.
Once approved, your order is confirmed and we dispatch your goods as normal. You will then receive monthly payment reminders from iwocaPay according to your agreed schedule.
iwocaPay is available to all registered UK businesses, including sole traders, limited companies, and partnerships. To unlock iwocaPay at checkout, simply enter your company name in the billing details. iwoca will then perform a quick credit assessment to determine your eligibility.
There is no impact on your personal credit score from the initial soft check.
iwocaPay can be used on qualifying orders. Please check at checkout for the current minimum and maximum order thresholds. For high-value professional equipment such as enterprise drones or survey technology, the 12-month plan is an excellent way to spread the investment across your financial year.
At checkout, you will need to provide your registered company name and standard billing and delivery information. iwoca may request additional business information as part of their credit assessment. All data is handled securely in accordance with GDPR and FCA regulations.
Yes — once your business has been approved by iwoca, you may be eligible to use iwocaPay for subsequent orders subject to your available credit limit. iwoca reviews each transaction individually to ensure it remains suitable for your business.
Ready to Spread Your Business Costs?
Shop our full range and select iwocaPay at checkout. Simply enter your company name to unlock flexible payment plans built for your business.
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